Dollar Image

Mortgage Interest is Dead Money

The New Year is a great time to stop and think about where you are financially – and where you want to be ten or twenty years from now. One thing that a lot of people forget to think much about is their property investment position, especially considering that property tends to be a ‘set and forget’ sort of proposition. However, spending some time looking at your property portfolio and…

Read more Leave a comment

Upward Arrow Representing Increase In Interest Rates

Capital Growth V’s Cash Flow

The age old argument about Capital Growth V’s Cash Flow.  Which is better for our portfolio, or are we best have en even balance of the two? I see Investment Properties as an asset we buy for Capital Growth.  If I wanted income then I’d be better placed with my money in a good blue chip share portfolio with fully franked dividends.  This is why most retirees have their savings…

Read more Leave a comment

Negative Gearing

There’s been a lot of talk recently about Negative Gearing and it’s long term position in our investment landscape.  Some believe it should be removed as it allows the rich to get richer and feeds the property market and thus makes it a lot less affordable for those trying to buy their first home. New research released by the Housing Industry Association (HIA) confirms that restricting access to negative gearing…

Read more Leave a comment

Rent and Invest?

I received the latest copy of the Money Magazine, and as you can see in the photo it has one of my favourite topics in it this month.  Should I rent and Invest in property, or buy my own home to live in and pay off? There’s a couple of things to consider when looking into this question and that’s the financial aspects as well as the social ones.  As…

Read more Leave a comment

Renting V’s Owning

As most of you know, one of the topics I cover in my financial presentations is Renting V’s Owning.  It’s not often raised in the media although I’m seeing more articles about it over the past few months.  One in particular is an article written by Chris Gray who is the host of Your Property Empire on Sky News business channel. He uses an example for high income earners which…

Read more Leave a comment

Investment Property – Window of Opportunity

The markets are looking better than they have for about the last 5-6 years.  Interest rates are low, supply is low and confidence has returned since the GFC.  Our office is seeing a huge increase in enquiries for good quality rental properties and unfortunately are vacancy rate is zero so we’re unable to assist them.  The last time I saw a market like this was in about the year 2000…

Read more Leave a comment

To Rent or Buy?

In an interview this morning on the Today show Karl Stefanovic asked the question about renting v’s owning. He had property expert Peter Koulizos in the studio to answer the question and raise some pro’s and con’s for each. As was pointed out by Peter, it’s far cheaper to rent than it is to own your own home.  This is the case for about 15 yrs when eventually the costs…

Read more Leave a comment